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The Discover® Student Card -
Tropical Beach, issued by
Discover, is designed for those
with an average or limited
credit history who are looking
for a cash reward credit card.
Through the reward program,
cardholders earn a 5% rebate for
purchases made in popular
categories that change four
times a year like travel, gas,
restaurants, movies, and more.
Plus, cardholders earn up to 1%
for general purchases.
Those who spend up to $1,500 on
general purchases will receive a
.25% rebate, between $1,500 and
$3,000 will receive a .5%
rebate, and over $3,000 will
receive a full 1% rebate.*
Cardholders also earn a 0.25%
rebate at select warehouse clubs
and discount stores, and they
can earn a double Cashback
Bonus® when redeeming their
rebates for gift certificates
from participating Discover®
Card Partners. There is no
yearly limit on the amount of
rebates that can be earned, and
rebates do not expire as long as
the account is active within a
36-month period.
Aside from the reward program,
the card also provides standard
benefits, including online
account management, no liability
for unauthorized transactions,
and discounts on products and
services at participating
merchants and retailers.
The APR for this card is
reasonable and but there is no
annual fee and 0% interest that
applies to purchases for six
months.
Therefore, students who plan to
spend over $3,000 a year (to
earn the 1% cash rebate), plan
to use their Cashback Bonus®
award at participating retailers
(to earn a full 5% rebate and
double cash rebates), and plan
to pay in full each month (to
avoid costly finance charges)
will benefit most from what the
Discover® Student Card -
Tropical Beach has to offer.
*It is important to note that
like many cash reward cards, the
highest rebate offered will not
apply to all purchases made with
the credit card. In this case,
1% will be applied only to those
purchases made after the
cardholder spends over $3,000 in
one year, so the overall cash
rebate earned will be less than
1%, depending on the amount
spent. For instance, if the
cardholder were to spend $4,000,
only $1,000 of this amount would
be applied towards the 1%
rebate. However, this does not
take into account any
promotional offers or the full
5% Cashback Bonus® award.
- More Ways to Earn More
Cash than Anyone Else(SM)*
- Unlimited Cash Rewards,
Automatically
- Up to 20% Cashback
Bonus® When You Shop
Online*
- Double Rewards with More
than 100 Cashback Bonus®
Partners*
- Customer Service in Less
than a Minute, Anytime You
Want
- *View Discover® Card
Rates, Fees, Rewards, and
Other Important Information
Apply Now!
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