CREDIT CARD DETAILS

Platinum Zero™ Secured Visa® Credit Card from Applied Bank®
Issued by Applied Bank

 

Platinum Zero™ Secured Visa® Credit Card

 
APR (Purch): 9.99%
Annual Fee: $50
Category: Secured
 

Review

The Platinum Zero™ Secured Visa® Credit Card from Applied Bank® is a secured card. With no credit or income requirements, this card is designed for those with limited or poor credit history.

The major benefit of this card is the fixed APR of 0% for purchases, which is reasonably low for a secured card. There is a $500 minimum deposit required, a $5,000 maximum, and a fee of $9.95 per month.

Unlike most secured credit cards, this card provides additional services and benefits, including online account access and various fraud protection services.

It is important to note that a major drawback of the card is that there is no grace period for purchases. This means that interest will be applied immediately to any charges made with the card. A downside is that this card does not pay interest to the deposit amount, which sets it apart from other secured cards that do.

Those who can afford the $500 minimum deposit and do not mind accumulating finance charges once a transaction is posted will benefit most from the very low rate that the Platinum Zero™ Secured Visa® Credit Card from Applied Bank® has to offer.

 

  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Wont Change - Even If You're Late!
  • ZERO Turn Downs - Guaranteed Approval*
  • ZERO Credit and Income Requirements
  • ZERO Application Fees
  • ZERO Hassles - Just Choose Your Credit Limit Up To $5,000*
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting!
  • *Requires identity and residence verification and minimum deposit amount of $500 up to $5,000.
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* Please see the credit card's application for additional details regarding terms and conditions of offers. Reasonable efforts are made to ensure accurate information; however, please review the credit card terms and conditions on the credit card issuer's web site to ensure you have the most recent information on that credit card.

 

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