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The Applied Bank® Secured Visa®
Gold Card, issued by Applied
Bank®, is designed for those
with limited or poor credit
history.
The major benefit of this card
is the fixed APR of 9.99% for
purchases and cash advances,
which is reasonably low for a
secured card. There is a $200
minimum deposit required, a
$5,000 maximum, and an annual
fee of $50.
Unlike most secured credit
cards, this card provides
additional services and benefits
including online account access
and various fraud protection
services.
It is important to note that a
major drawback of the card is
that there is no grace period
for purchases. This means that
interest will be applied
immediately to any charges made
with the card. A downside is
that this card does not pay
interest to the deposit amount,
which sets it apart from other
secured cards that do.
Those who can afford the $200
minimum deposit and do not mind
accumulating finance charges
once a transaction is posted,
will benefit most from the very
low rate that the Applied Bank®
Secured Visa® Gold Card has to
offer.
- 9.99% Low Fixed APR -
Rate Won’t Change Even If
You’re Late!
- CHOOSE Your Credit Limit
Up To $5,000*
- $0 Fraud Liability
- NO Credit Requirements
- NO Income Requirements
- ACCEPTED at 27 Million
Locations Worldwide and
Online
- CREDIT Bureau Reporting
- *Minimum $200 Deposit
Required. Your Credit Limit
Will Be Equal to the Amount
of Your Deposit.
Apply Now!
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