CREDIT CARD DETAILS

Applied Bank® Secured Visa® Gold Card
Issued by Applied Bank

 

Applied Bank® Secured Visa® Gold Card

 
APR (Purch): 9.99%
Annual Fee: $50
Category: Secured
 

Review

The Applied Bank® Secured Visa® Gold Card, issued by Applied Bank®, is designed for those with limited or poor credit history.

The major benefit of this card is the fixed APR of 9.99% for purchases and cash advances, which is reasonably low for a secured card. There is a $200 minimum deposit required, a $5,000 maximum, and an annual fee of $50.

Unlike most secured credit cards, this card provides additional services and benefits including online account access and various fraud protection services.

It is important to note that a major drawback of the card is that there is no grace period for purchases. This means that interest will be applied immediately to any charges made with the card. A downside is that this card does not pay interest to the deposit amount, which sets it apart from other secured cards that do.

Those who can afford the $200 minimum deposit and do not mind accumulating finance charges once a transaction is posted, will benefit most from the very low rate that the Applied Bank® Secured Visa® Gold Card has to offer.

  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • ACCEPTED at 27 Million Locations Worldwide and Online
  • CREDIT Bureau Reporting
  • *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.

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* Please see the credit card's application for additional details regarding terms and conditions of offers. Reasonable efforts are made to ensure accurate information; however, please review the credit card terms and conditions on the credit card issuer's web site to ensure you have the most recent information on that credit card.

 

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