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The WorldPerks® Visa®, issued by
U.S. Bank, is ideal for those
with excellent credit who travel
regularly with Northwest
Airlines® or any of their
airline partners.
Through the rewards program,
cardholders earn two miles for
each dollar spent through
Northwest Airlines® and one mile
for each dollar spent on all
other purchases. Up to five
miles per dollar can also be
earned at participating
restaurants. Upon approval, up
to 20,000 bonus miles are
applied to the account. Earned
miles can be redeemed for free
travel with Northwest Airlines®
or any of their partners.
Although miles do not expire,
there are some mileage
restrictions. For instance,
those who spend more than
$80,000 in any calendar year or
over $10,000 per billing cycle
will be limited to one mile for
every two dollars spent over
that amount.
However, those who elect to have
their credit card bill
automatically paid in full each
month (or are members of
Northwest® WorldPerks® Platinum
Elite, Gold Elite, or Silver
Elite) will be exempt from all
reward limitations.
Although the $90 annual fee is
slightly high and the interest
rate for purchases is above
average for a reward card, the
signature card has no pre-set
spending limit. It is important
to understand that the APRs for
all transactions are tied to the
highest Prime Rate during a
three-month period. Due to this
policy, the APRs may never reach
the lowest possible interest
rates. Cardholders should also
be aware that the signature
version of this card does not
allow balance transfers.
In addition to the rewards
program, cardholders can expect
common signature card benefits
offered by U.S. Bank, such as a
personal concierge service,
travel accident insurance, auto
rental insurance, purchase
protection services, and online
account access. Nevertheless,
this card has fewer benefits
compared to other signature
cards.
Therefore, those who can afford
to pay in full each month (to
avoid finance charges), plan to
sign up for the auto-payment
option (to avoid reward
limitations), and will be able
to earn a free ticket or other
travel-related service within a
two-year period (due to the high
annual fee) will benefit most
from what the WorldPerks® Visa®
has to offer.
- No Pre-Set Spending
Limit
- Signature Exclusive
24-Hour Customer Service
- Double Miles for
Purchases Direct From
Northwest Airlines®
- No Blackout Dates for
Award Travel
- Up To 5 Miles Per $1
Spent at Over 10,000
Restaurants and Hotels
Nationwide
- Free Rental Car
Collision/Loss Damage
Insurance
- Sign Up Now and Get a
One-Time, Up To 20,000-Mile
Enrollment Bonus
Apply Now!
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