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The IN:NYC® Card from American
Express is designed for those
with good credit who live in or
frequently visit New York City
and plan to take advantage of
the various benefits and
services that are in New York
City.
Through the reward program,
cardholders earn two points for
every dollar spent on dining
establishments, movie theaters,
cell phone service, cable and
satellite television service,
dial-up Internet service, gym
memberships, and magazine and
newspaper subscriptions, and
they earn one point for every
dollar spent on all other
purchases. Points can be
redeemed for benefits and
experiences based in New York
City, such as free hotel stays,
dining, and airline travel.
Points never expire, and there
is no yearly limit to the amount
that can be earned.
Perhaps what is most impressive
about the program is the
Tuesdays IN:NYC program.
Cardholders can use the card at
select participating merchants
such as Nickel Spa for Men,
Oasis Day Spa, Zabar's, and Jean
Paul Gaultier on any Tuesday and
get 10% off their purchase.
Plus, cardholders save $15 on
purchases of $150 or more at J&R
Music and Computer World. The
IN:NYC Card also provides
cardholders with priority access
to venues such as Irving Plaza
and membership discounts at the
Guggenheim Museum.
The interest rate for purchases
is reasonably low (for a reward
card), and there is no annual
fee. There is also a 0%
introductory rate on purchases
and balance transfers for the
first six months.
Aside from the reward program,
this card offers a variety of
standard benefits that include
travel accident insurance, auto
rental insurance, purchase
protection, and various travel
and emergency assistance
services.
Therefore, those who can afford
to pay in full each month after
the introductory rate expires
(to avoid finance charges), live
or frequently stay in New York
City (to earn additional
points), and can accumulate
enough points for dining and
entertainment experiences will
benefit most from what the
IN:NYC® Card from American
Express has to offer.
- Earn one INSIDESM Rewards point for virtually every eligible dollar you spend in New York City.
- Points have no expiration date and you can redeem points for rewards in New York.
- 0% APR for 6 months
- No Annual Fee
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