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The IN:LA(SM) Card from American
Express is designed for those
with good credit who live in or
frequently visit Los Angeles and
plan to take advantage of the
various benefits and
participating services that are
in Los Angeles.
In reference to the reward
program, one INSIDE Rewards
point is earned for every dollar
spent on general purchases.
Double points are awarded for
every dollar spent on "City
Essentials", which include
newspaper and magazine
subscriptions, movies, dining,
cell phone services, cable and
dial-up ISP subscriptions, and
gym memberships. Points can be
redeemed for benefits and
experiences based in LA,
Chicago, and New York City, such
as free hotel stays, dining, and
airline travel. An added benefit
is that earned points never
expire and have no yearly limit.
Perhaps what is most impressive
about the program is the
Tuesdays IN:LA program.
Cardholders can use the card at
select participating retailers,
spas, and health clubs on any
Tuesday and get 10% off their
purchases. The IN:LA Card also
provides cardholders with
priority access to clubs and VIP
rooms, and it can help save on
museum memberships, concerts,
and more.
The interest rate for purchases
is considered very low (for a
reward card), and there is no
annual fee. There is also a 0%
introductory rate for purchases
and balance transfers for the
first six months.
This card also provides a
variety of standard benefits
that include travel accident
insurance, auto rental
insurance, and various fraud
protection services with each
usage (see website for all
benefits available).
Therefore, those who can afford
to pay in full each month after
the introductory rate expires
(to avoid finance charges),
frequently stay or live in Los
Angeles (to earn additional
points), and can accumulate
enough points for dining and
entertainment experiences will
benefit most from what the
IN:LA(SM) Card from American
Express has to offer.
- Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not.
- Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
- 0% APR for 6 months
- No Annual Fee
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