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The Discover® More(SM) Card -
Wildlife Collection, issued by
Discover, is designed for those
with very good credit who are
looking for a cash reward credit
card.
Through the reward program,
cardholders can earn a 5%
Cashback Bonus® in
categories such as travel, gas,
restaurants, movies, and more.
Cardholders also earn up to 1%
for general purchases and .25%
for purchases made at select
warehouse clubs and discount
stores.
Those who spend up to $1,500 on
general purchases will receive a
.25% rebate, between $1,500 and
$3,000 will receive a .5%
rebate, and over $3,000 will
receive a 1% rebate.*
As an added bonus, cardholders
can earn up to a double
Cashback Bonus® when
redeeming their rebates for gift
certificates from participating
Discover® Card Partners. There
is no yearly limit on the amount
of rebates that can be earned,
and rebates do not expire as
long as the account is active
within a 36-month period.
The card has no annual fee, an
attractive 0% introductory rate
on purchases for six months, and
a 0% introductory rate on
balance transfers for twelve
months. The APR on purchases
after the introductory rate
expires is reasonable for those
who qualify.
Aside from the reward program,
the card also provides several
platinum benefits, including
travel accident insurance, auto
rental insurance, and various
fraud and security protection
services. Cardholders will also
have access to discounts on
products and services at
participating merchants and
retailers.
Therefore, those who plan to
spend at least $3,000 a year (to
earn the 1% cash rebate), plan
to use their Cashback Bonus®
award at participating retailers
(to earn double cash rebates),
and plan to pay in full each
month after the introductory
rate expires (to avoid costly
finance charges) will benefit
most from what the Discover®
More(SM) Card - Wildlife
Collection has to offer.
*It is important to note that
like many cash reward cards, the
highest rebate offered will not
apply to all purchases made with
the credit card. In this case,
1% will be applied only to those
purchases made after the
cardholder spends over $3,000 in
one year, so the overall cash
rebate earned will be less than
1%, depending on the amount
spent. For instance, if the
cardholder were to spend $4,000,
only $1,000 of this amount would
be applied towards the 1%
rebate. However, this does not
take into account any
promotional offers or the full
5% Cashback Bonus® award.
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases
Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from
Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important
Information
Apply Now!
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