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The DiscoverŪ Open Road(SM)
Card, issued by Discover, is
designed for those with very
good credit who would like to
earn cash rewards on gas and
auto maintenance expenses.
Through the reward program,
cardholders earn a full 5% in
cash rebates for gas and auto
maintenance purchases, up to 1%
for general purchases, and .25%
for purchases made at select
warehouse clubs and discount
stores.
Those who spend up to $1,500 on
general purchases will receive a
.25% rebate, between $1,500 and
$3,000 will receive a .5%
rebate, and over $3,000 will
receive a full 1% rebate.*
This card also offers a variable
rebate on gas and auto
maintenance purchases. Those who
spend up to $1,200 will receive
a full 5% rebate, between $1,200
and $1,500 will receive a .25%
rebate, between $1,500 and
$3,000 will receive a .5%
rebate, and over $3,000 will
receive a 1% rebate. There is no
yearly limit on the amount of
rebates that can be earned, and
rebates do not expire as long as
the account is active within a
36-month period.
As an added bonus, cardholders
can earn up to a double
Cashback BonusŪ when
redeeming their rebates for gift
certificates from participating
DiscoverŪ Card Partners.
In addition to the reward
program, the card also provides
several platinum benefits,
including travel accident
insurance, auto rental
insurance, and various fraud and
security protection services.
This card has an attractive 0%
introductory rate on purchases
for six months and a 0%
introductory rate on balance
transfers for twelve months. The
APR for this card is reasonable,
although it is important to note
that only higher qualifying
applicants will receive the
lowest rate available.
Therefore, those who plan to
spend up to $1,200 a year on gas
and auto maintenance expenses
(to earn the full 5% cash
rebate), plan to use their
Cashback BonusŪ award at
participating retailers (to earn
double cash rebates), and plan
to pay in full each month after
the introductory rate expires
(to avoid costly finance
charges) will benefit most from
what the DiscoverŪ Open Road(SM)
Card has to offer.
*It is important to note that
like many cash reward cards, the
highest rebate offered will not
apply to all purchases made with
the credit card. In this case,
1% will be applied only to those
purchases made after the
cardholder spends over $3,000 in
one year, so the overall cash
rebate earned will be less than
1%, depending on the amount
spent. For instance, if the
cardholder were to spend $4,000,
only $1,000 of this amount would
be applied towards the 1%
rebate. However, this does not
take into account any
promotional offers or the full
5% Cashback BonusŪ award.
- Double Cashback BonusŪ on Grocery Store Purchases in November and
December*
- 5% to 20% Cashback BonusŪ at Top Online Retailers*
- Up to 1% Unlimited Cashback BonusŪ on All Other Purchases
Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from
Our 100 CBB Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View DiscoverŪ Card Rates, Fees, Rewards, and Other Important
Information
Apply Now!
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