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The Discover® Motiva(SM) Card,
issued by Discover, is designed
for those with very good credit
who are looking to earn cash
rewards by paying on time and
making purchases.
Through the reward program,
cardholders earn a 5% to 20%
Cashback Bonus® at top
retailers through Discover's
exclusive online shopping site,
and they get up to a 1%
Cashback Bonus® on all other
purchases.
There is no yearly limit on the
amount of rebates that can be
earned, and rebates do not
expire as long as the account is
active within a 36-month period.
Cardholders will also be
eligible to earn a pay-on-time
bonus. Each time cardholders
make six on-time payments in a
row they will receive a credit
towards the payment of their
next month's interest.
Cardholders will be eligible to
receive the pay-on-time bonus
twice a year, every year monthly
payments are received on time.
The card has no annual fee, an
attractive 3.9% introductory
rate on purchases for six
months, and a 3.9% introductory
rate on balance transfers for
twelve months. The APR for this
card is reasonable for those who
qualify.
In additiom to the reward
program, the Discover® Motiva(SM)
Card also provides several
cardholder benefits, including
up to $500,000 in travel
accident insurance, auto rental
insurance, and various fraud and
security protection services.
Therefore, those who plan to
spend over $3,000 a year (to
earn the 1% cash rebate), plan
to use their Cashback Bonus®
award at participating online
retailers (to earn additional
cash rebates), plan to pay in
full each month after the
introductory rate expires (to
avoid costly finance charges),
and pay on time every month will
benefit most from what the
Discover® Motiva(SM) Card has to
offer.
*It is important to note that
like many cash reward cards, the
highest rebate offered will not
apply to all purchases made with
the credit card. In this case,
1% will be applied only to those
purchases made after the
cardholder spends over $3,000 in
one year, so the overall cash
rebate earned will be less than
1%, depending on the amount
spent. For instance, if the
cardholder were to spend $4,000,
only $1,000 of this amount would
be applied towards the 1%
rebate. However, this does not
take into account any
promotional offers.
- Double Cashback
Bonus® on Grocery Store
Purchases in November and
December*
- 5% to 20% Cashback
Bonus® at Top Online
Retailers*
- Up to 1% Unlimited
Cashback Bonus® on All
Other Purchases
Automatically
- Increase, Even Double
Your Rewards When You Redeem
for Gift Cards from Our 100
Cashback Bonus®
Partners
- Free Payment by Phone or
Online – Even on Your
Payment Due Date
- Choose a Payment Due
Date That Meets Your Needs
- No Annual Fee
- *View Discover® Card
Rates, Fees, Rewards, and
Other Important Information
Apply Now!
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