CREDIT CARD DETAILS

Bank of America WorldPoints® Platinum Plus® MasterCard®
Issued by Bank of America

 

Bank of America WorldPoints® Platinum Plus™ MasterCard® Credit Card

 
Special Offer: 0% APR for 15 Billing Cycles and is applied to Balance Transfers.
APR (Purch): 9.99% / 19.99%
Annual Fee: $0
Category: Reward - Other
 

Review

The Bank of America WorldPoints® Platinum Plus® MasterCard® Credit Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to take advantage of the reward program.

Through the reward program, cardholders earn one point for every dollar spent on all qualifying purchases. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates, and more. There is no limit to the number of points that may be earned per year, but any unused points will expire after five years.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first 15 billing cycles, and a reasonably low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.

Aside from the reward program, cardholders can expect benefits such as fraud protection, a personal concierge service, and online account access.

Therefore, those who will qualify for the lowest rate offered and will take advantage of the introductory rate and the reward program will benefit most from what the Bank of America WorldPoints® Platinum Plus® MasterCard® Credit Card has to offer.

  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Introductory 0% APR for Cash Advance Checks and Balance Transfers Through Your First 15 Billing Cycles
  • Card Issued by FIA Card Services, N.A.

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* Please see the credit card's application for additional details regarding terms and conditions of offers. Reasonable efforts are made to ensure accurate information; however, please review the credit card terms and conditions on the credit card issuer's web site to ensure you have the most recent information on that credit card.

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