CREDIT CARD DETAILS

IberiaBank VisaŽ Select Card
Issued by IberiaBank

 

IberiaBank VisaŽ Select Card

 
Special Offer: 7.50% APR for the first 12 billing cycles
APR (Purch): Prime +4.25%
Annual Fee: $0
Category: Regular
 

Review

The IberiaBank VisaŽ Select Card, issued by IberiaBank, is designed for those with excellent credit who may occasionally carry a balance.

This credit card has an introductory fixed rate on purchases and balance transfers of 7.50% APR for the first 12 billing cycles. After the introductory period, the card offers a low ongoing variable APR. There is no transaction fee for balance transfers.

The IberiaBank VisaŽ Select Card is designed for individuals with excellent credit. Applicants are required to be employed by their current employer for a minimum of six months. Proof of income is also required from both the applicant and co-applicant in order to complete the application.

Although the IberiaBank VisaŽ Select Card does not offer a rewards program, it does offer access to common services and benefits, including online access to credit card information.

Therefore, those with excellent credit who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank VisaŽ Select Card has to offer.

  • Introductory Fixed Rate on Purchases and Balance Transfers of 8.75% APR for the First 12 Billing Cycles
  • Low Ongoing Variable Rate APR after Introductory Period
  • No Transaction Fee for Balance Transfers
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors

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* Please see the credit card's application for additional details regarding terms and conditions of offers. Reasonable efforts are made to ensure accurate information; however, please review the credit card terms and conditions on the credit card issuer's web site to ensure you have the most recent information on that credit card.

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