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The Wired Plastic™ Prepaid Visa®
Card, issued by BANKFIRST, is a
stored value card designed for
those who may have difficulty in
obtaining an unsecured credit
card.
Although the card does not
require a security deposit, it
does require payments in
advance, which are then used to
offset future purchases made
with the card.
There is no interest applied on
the account, no annual fee, and
none of the other charges
similarly found with most
unsecured credit cards. There
are also fewer credentials
required in comparison to common
unsecured credit cards, such as
a no credit check policy, no
employment verification, and so
forth.
Nevertheless, it is important to
note that there are some fees
associated with this card, such
as a one-time application fee of
$9.95, a monthly maintenance fee
of $3.95 ($47.40 annually), and
a minimum initial load amount of
$10. So in the first year alone,
a cardholder can expect to pay a
total of $57.35 in fees. This is
very reasonable for this type of
card.
It is common for stored value
cards to lack benefits; however,
this card does offer automatic
bill payment, direct deposit,
and access to a unique reward
program.
Through the Wired Points Rewards
program, one point is earned for
each dollar spent on purchases
made with the card. Points do
not expire and there is no limit
to the number of points that may
be earned per year. Points can
be redeemed for long distance
calling cards, music downloads,
a variety of ring tones, and
prepaid wireless airtime at
participating partners.
Therefore, those who are looking
for a stored value card to pay
in advance for purchases, do not
mind paying upfront fees, and
will take advantage of the
reward program may find the
Wired Plastic™ Prepaid Visa®
Card to be a beneficial option.
- New Card for Convenient
Tap-n-Pay Purchases at
Merchants Nationwide
- No Bounced Check, NSF
and Overdraft Charges EVER!
- FREE Rewards Program -
Earn 1 Point for Every $1
Spent, Redeem for Prepaid
Wireless Airtime, Music
Downloads, LD Calls
- FREE Bill Pay Service -
Pay Anyone Online or Over
the Phone
- FREE Credit Builder with
Overdraft Protection
- FREE Mobile & Email
Alerts
- FREE Direct Deposit -
Eliminate Check Cashing Fees
- Add Cash Instantly at
100,000 Retail Locations
Nationwide
Apply Now!
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