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The Prepaid Visa® RushCard™,
issued by Manufacturers and
Traders Trust Company, is a
stored value card designed for
those who may have difficulty in
obtaining a standard unsecured
credit card.
The card does offer shopping
discounts at participating
retailers, which is rare for a
stored value card, as this type
of card usually does not offer
any extraordinary benefits or
services to cardholders.
There is no interest applied on
the account or other similar
charges found with most
unsecured cards. Although there
is a one-time activation fee of
$19.95, cardholders will receive
$10 off the cost of activation
when they use the promo code
MYBP. Additionally, there is no
monthly participation fee. It is
important to note that the card
does require payment in advance,
which is then used to offset
future purchases made with the
card.
There is a $1 transaction fee
that is charged for each
purchase made with the card
(capped at $10 per month -
additional purchases are free).
The issuer charges no reload
fees. Direct deposits, pay pal
transfers and mailing in a check
or money order are free.
However, affiliated merchants do
charge a flat fee for retail
reloads.
One of the most unique features
of the Prepaid Visa® RushCard™
is the refer-a-friend program.
The card offers cardholders the
chance to earn money by
referring friends and family to
the program. Cardholders will
receive $5 on their card for
every referred applicant who
becomes an active RushCard™
member.
Another unique feature of the
Prepaid Visa® RushCard™ is the
Cash Back Rewards program.
Transaction fees that are
incured past the $10 cap per
month are deposited back onto
the cardholder's Prepaid Visa®
RushCard™ on the 15th of every
month.
Unfortunately, this card does
not report cardholder
transactions to the credit
bureaus, which is not ideal for
those who are trying to
establish credit.
Therefore, those who are looking
for a low cost stored value
card, would like to earn cash
back rewards, and would like to
receive shopping discounts at
participating retailers will
benefit most from what the
Prepaid Visa® RushCard™ has to
offer.
- Free Credit Builder with
RushPath to Credit
- Free Text Alerts: Check
Balance, Check Recent
Transactions, and Deposit
Alerts
- Free Direct Deposit of
Tax Refunds, Anticipation
Loans, and Paychecks
- Free 24x7 Customer
Service
- Use Anywhere Visa Debit
Cards are Accepted - In
Stores on the Internet, and
Over the Phone
- Simple and Reasonable -
No Monthly, Annual, or
Hidden Fees
- Everyone is Eligible —
No Credit Check or
Employment Verification
- Helps Control Debt - You
Can't Overspend!
Apply Now!
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