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The BuyRIGHT Pre-Paid
MasterCard®, issued by MetaBank,
is a stored value card designed
for those who would like to take
advantage of the rewards program
and the shopping membership that
this card has to offer.
This stored value card does
require payment of an initial
load of $20. Funds may be loaded
onto the card in numerous ways
and although fees do apply to
most funding methods, there is
no charge to fund the card via
direct deposit. Funds loaded to
the account are available for
future purchases made with the
card.
The card has a $29.95 account
set-up fee, and cardholders have
the option of choosing between
paying a monthly fee of $4.95 or
paying no monthly fee with a per
transaction fee of $1. If the
cardholder plans to make at
least five card transactions per
month, it would be beneficial to
pay the monthly fee, since any
more than five transactions
would result in fees that would
exceed the set monthly fee.
Cardholders will have the option
to sign up for the Credit
Building Program. The program
allows customers to make
purchases online at
SmartCreditShopping.com through
a pre-approved $7,500 line of
credit. The $7,500 credit line
available for this membership is
separate from that of the
BuyRIGHT Pre-Paid MasterCard®
Card. It is important to note
that at least a $10 deposit is
required for merchandise
purchases. The cardholder's new
account as well as their monthly
payment history will then be
reported to at least one major
credit bureau.
Through the BuyRIGHT Rewards
Program, cardholders earn one
point per dollar spent on
general purchases. No yearly
limit or expiration applies to
these points. Cardholders can
redeem points for ring tones,
music downloads, prepaid
wireless airtime, and
long-distance calling cards.
Cardholders will also have
access to the BuyRIGHT Cash Back
referral program, which will
reward them with $5 if they sign
up for direct deposit within 30
days and $25 for every
cardholder that they refer.
Therefore, those who are looking
for a low cost option to build
credit and would like to take
advantage of the various
programs may find the BuyRIGHT
Pre-Paid MasterCard® to be more
than adequate.
- Free Direct Deposit
- On-Time Monthly Payments
Reported To at Least One
Major Credit Bureau
- Free Account Activity
Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back
Referral Program
Apply Now!
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