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The Baby Phat Prepaid Visa®
RushCard™, issued by
Manufacturers and Traders Trust
Company, is a stored value card
designed for those who may have
difficulty in obtaining a
standard unsecured credit card.
The card does offer shopping
discounts at participating
retailers, which is rare for a
stored value card, as this type
of card usually does not offer
any extraordinary benefits or
services to cardholders.
There is no interest applied on
the account or other similar
charges found with most
unsecured cards. Although there
is a one-time activation fee of
$19.95, there is no monthly
participation fee. It is
important to note that the card
does require payment in advance,
which is then used to offset
future purchases made with the
card.
There is a $1 transaction fee
that is charged for each
purchase made with the card
(capped at $10 per month -
additional purchases are free).
The issuer charges no reload
fees. Direct deposits, pay pal
transfers and mailing in a check
or money order are free.
However, affiliated merchants do
charge a flat fee for retail
reloads.
One of the most unique features
of the Baby Phat Prepaid Visa®
RushCard™ is the refer-a-friend
program. The card offers
cardholders the chance to earn
money by referring friends and
family to the program.
Cardholders will receive $5 on
their card for every referred
applicant who becomes an active
RushCard™ member.
Another unique feature of the
Baby Phat Prepaid Visa® RushCard™
is the Cash Back Rewards
program. Transaction fees that
are incurred past the $10 cap
per month are deposited back
onto the cardholder's Baby Phat
Prepaid Visa® RushCard™ on the
15th of every month.
Unfortunately, this card does
not report cardholder
transactions to the credit
bureaus, which is not ideal for
those who are trying to
establish credit.
Therefore, those who are looking
for a low cost stored value
card, would like to earn cash
back rewards, and would like to
receive shopping discounts at
participating retailers will
benefit most from what the Baby
Phat Prepaid Visa® RushCard™ has
to offer.
- Free Credit Builder with
RushPath to Credit
- Free Text Alerts: Check
Balance, Check Recent
Transactions, and Deposit
Alerts
- Free Direct Deposit
- Free 24x7 Customer
Service
- Use Anywhere Visa Debit
Cards are Accepted - In
Stores on the Internet, and
Over the Phone
- Simple and Reasonable -
No Monthly, Annual, or
Hidden Fees
- Everyone is Eligible —
No Credit Check or
Employment Verification
- Helps Control Debt - You
Can't Overspend!
Apply Now!
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