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Orchard Bank Classic MasterCards
are issued by HSBC Bank Nevada,
N.A. are a group of cards that
offer applicants with limited
credit histories the opportunity
to establish better credit*.
Applicants of this offer are
eleigible for any one of the
following four cards, depending
on their credit history.
The Orchard Bank Platinum
MasterCard® is ideal for
applicants who want a credit
card to help their credit
history, but without the
requirement of a security
deposit. The annual fee depends
on the applicant's credit
history and may range from
$39-$59. There is no annual fee
and the interest rate is average
for this type of card.
Another member of Orchard Bank's
Classic MasterCards profile is
the Orchard Bank Secured
MasterCard®. The major benefit
of this card is the reasonable
$35 annual fee, which is waived
for the first year of
cardmembership. The deposit for
this secured card earns interest
annually and the card provides
additional cardholder benefits
which is unusual for a secured
credit card.
The Orchard Bank Classic
MasterCard® is another offer.
This card has a 0% introductory
rate available on purchases for
the first six months. Both the
annual fee and the application
fee are $49. In the first year
alone, cardholders can expect to
pay $98.
Finally, the Orchard Bank Gold
MasterCard® offeres a 0%
introductory rate that applies
to purchases and balance
transfers made within the first
six months of establishing an
account. The annual fee is based
on a review of the applicant's
credit history and will range
from $0 to $79. Also, applicants
should expect to pay a $19
account processing fee.
These cards share common
benefits including credit bureau
reporting, 24-hour customer
service assistance, online
account access, and periodic
credit limit increases for those
who qualify.
Those in need of a credit card
that can possibly improve
creditworthiness in exchange for
the out of pocket costs of
additional fees may find one of
the Orchard Bank Classic
MasterCards to be a good fit.
*It is HSBC's goal to offer you
the credit card that best fits
your credit profile, which may
or may not be the card you
originally inquired about. You
may be offered a secured card or
an unsecured card, which may not
include a 0% Introductory APR,
and with different terms and
conditions which will be
disclosed before your
application is processed.
- Acceptance At Millions of Locations Worldwide, Including Website
Purchases and Reservations
- Your Account Information Is Updated and At Your Fingertips 24/7 So You
Can Manage It Your Way
- E-mail and Text Messages to Remind You of Your Upcoming Payment Due Date
With Online Enrollment
Apply Now! |
