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The American Express® Platinum
Card is a charge card designed
for those who have an excellent
credit history, can pay in full
each month, and want to avoid
accumulating credit card debt.
This platinum card is by far one
of the most glamorous of all
platinum cards - offering
numerous benefits and services
to cardholders. In addition to
the services provided by the
gold card, the platinum card
offers a concierge service,
exclusive shopping discounts, up
to $500,000 in travel accident
insurance, and various travel
related discounts, benefits, and
services for cardholders (too
many to list here). Read the
'Additional Perks' section (see
below) as some of the benefits
are quite impressive and unique.
Access to the Membership
Rewards® program is free and
offers cardholders the
opportunity to redeem
accumulated points for various
services and benefits. For those
who are not familiar with the
Membership Rewards program, it
is by far one of the best and
most flexible reward programs
available, with no expiration or
yearly limit applied towards
points earned. Plus, cardholders
get 25,000 bonus points when
they spend $1000 in their first
three months of membership -
that's the equivalent of one
domestic airline ticket.
Of course, all these services
and benefits come with a hefty
price - a $450 annual fee, which
is one of the highest annual
fees in the credit card
industry. Due to its high annual
fee, this card should be
exclusively used by those who
spend at least $3,500 - $4,500
or more on their credit cards
each month, frequently travel,
and plan to take advantage of
the many exclusive benefits
offered.
Therefore, those who will take
advantage of the many services
and discounts and plan to spend
several thousand dollars a month
will benefit most from the
American Express® Platinum Card.
- Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3
Months - Redeemable for One Domestic Round-Trip Airline Ticket!
- No Pre-Set Spending Limit
- 24-hour Access to Concierge Service for the Finest Experiences in
Dining, Entertainment, and Luxury
- Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort,
and Luxury Hotels Around the World
- By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime
Events
- Complimentary Airport Club Access
- The Membership Rewards First® Program - Enjoy Exclusive Access to
Rewards and Experiences Featuring Luxury Retail, Lifestyle, and World-Class
Travel
Apply Now!
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This card is a charge card and
the bill is paid in full each
month.
***Late payment fees vary from
state to state.
The card has no pre-set spending
limit; however, purchases are
approved based on credit record,
account history, and personal
resources.
See website for complete terms
and conditions of card usage and
application disclosure. |