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The Kiva BusinessCard is a ideal
for business owners with very
good credit who would love the
opportunity to help business
owners in developing countries.
There is no annual fee for this
card and there is a 0% interest
rate for balance transfers that
will last for fifteen months.
Once the introductory rate
expires, the rate for balance
transfers and purchases is
reasonably low.
The cash back rewards program
offers a minimum of .25% return
up to 1% on business purchases.
Cardholders can also earn bonus
cash back in the following
categories: gasoline and diesel
fuel, computer equipment and
office supplies, online
advertising services, utilities
and telecommunications, and
charitable and social services
organizations. Whenever an
account has earned at least $50,
cardholders will receive a $50
statement credit.
Along with the cash rebate
reward program, Advanta also
makes it easy to help other
business owners in developing
countries. Through their
Matching Program, if a business
submits a micro-loan grant to
Kiva as a charitable donation,
Advanta will match the grant up
to $200 per month. Cardholders
will have the option to withdraw
or reinvest their donation as a
grant to another business owner
through Kiva in addition to
receiving a 5% statement credit
for having a bonus qualifying
purchase.
Although this card has a lot of
attractive benefits including $0
Fraud Liability protection, it
is important to note that the
APRs for all transactions may be
tied to the highest Prime Rate
during a 90-day period. Since
the issuer selects the rate from
any day within that time frame,
the APRs may never reach the
lowest possible rate due to this
policy.
Business owners who may
occasionally carry a balance and
plan to take advantage of this
card's low rates, cash rewards
program, and charitable services
will benefit most from what The
Kiva BusinessCard has to offer.
- Advanta Will Match Your
Grant to Kiva...Dollar for
Dollar
- Unbeatable APR - 0% on
Balance Transfers for 15
Months, and 7.99% Fixed APR
Thereafter
- Get 5% Statement Credit
on Your First $1,200 Each
Year in Grants to Kiva,
Charitable Donations and
Other Purchases*
- No Annual Fee
- $0 Fraud Liability
- *See Terms and
Conditions for Important
Information, Benefits, and
Limitations
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